The cheapest new cars to insure 2025


Annual insurance premium £309.34
List price £16,515

The cheapest car to insure in the UK according to our research is the Toyota Aygo X, which, when selected with its entry-level Advance trim and 1.0-litre petrol engine, comes in at just over £300 a month.

The Toyota Aygo X is a solid city car with a playful interior, great ergonomics and a sophisticated chassis. Given its small stature, though, it is on the expensive side, and its 71bhp three-pot engine is rather wheezy.



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